Mercantile / Healthcare
Specialist Healthcare Insurance Brokers Australia
Insurance advice for medical centres, dental practices, allied health businesses, nursing agencies, home care and aged care providers. We review the practice entity, people, premises and services behind your organisation.
The Mercantile approach
Healthcare insurance starts with understanding who delivers your services and which entity carries the risk. We review medical malpractice, professional indemnity, liability, property, business interruption, cyber and management exposures against your actual operations.
01 / Specialist sectors
Insurance for the businesses delivering healthcare.
Explore your sector for insurance information on policy cover, insured practitioners and the questions insurers ask.
Explore specialist healthcare services
- Physiotherapy Practice Insurance
- Psychology Practice Insurance
- Occupational Therapy Business Insurance
- Speech Pathology Practice Insurance
- Podiatry Practice Insurance
- Nursing Agency Insurance
- Home Care Provider Insurance
- NDIS Provider Insurance
- Specialist Medical Clinic Insurance
- Telehealth Provider Insurance
- eHealth & Digital Health Insurance
Medical centres & GP practices
Allied health
Nursing agencies & home care02 / Insurance cover
Protect the practice as well as the practitioner.
Individual practitioners’ insurance does not automatically protect every healthcare business entity. We examine employed and contracted clinicians, entity liability, professional services exclusions, retroactive dates and claims notification requirements.
Explore entity medical malpractice03 / Your insurance review
Practical advice as your business changes.
New services, practitioners, contracts, locations and equipment can change your insurance needs. We support reviews at renewal and throughout the year.
Healthcare insurance questions
What insurance does a healthcare business need?
The programme depends on its services, entity structure, workforce and assets. Medical malpractice or professional indemnity, public liability, property and business interruption, cyber and management liability may be relevant. Workers compensation requirements depend on the applicable scheme.
Does a practitioner’s medical indemnity cover the business?
Not automatically. Check which entities are insured, the treatment of employees and contractors, and whether the organisation’s own liability is included.
General information for Australian businesses. Cover is subject to policy terms, exclusions, limits and insurer acceptance. Prepared by Mercantile Insurance Brokers. Updated 30 September 2026.
04 / Start a conversation
Tell us about your healthcare business.
Request a review of your current policies or discuss cover for a new healthcare business.
1300 310 467
quotes@mercantileib.com.au
For new policy quotes and enquiries, please email quotes@mercantileib.com.au.
Request an insurance review
Please do not include patient records or sensitive clinical information.